Dallas Area Habitat for Humanity provides affordable housing opportunities to families no other nonprofit or private mortgage lender in Dallas is able to serve. Our partner families must meet several criteria to qualify and earn 25-60% of the Average Median Family Income (AMI), or $16,625 - $39,990 for a family of four.
Qualified families are required to provide 400 hours of ‘sweat equity’ in lieu of a down payment, which is fulfilled by building their own home and the homes of other Habitat families. This hands-on participation builds new skills, a sense of tremendous accomplishment, and strong relationships with their neighbors. To assist partner families in developing self-sufficiency, homeowners are also required to participate in Habitat’s Homebuyer Education Program, teaching the basics of home and yard maintenance, money management, and budgeting.
Through Dallas Habitat partner families are able to purchase a quality three or four bedroom home below cost with a 0% mortgage, providing them with a stable home, predictable payments, and the ability to save and build equity for their future.